Category: News

Being in a position to purchase a property as a cash buyer can have multiple advantages. Sellers like the comfort that there’s no chain and no likelihood of mortgage issues. You can often complete the transaction more quickly. And now, new research has found that cash buyers also pay, on average, 9% less for a

If you find yourself with a lump sum – perhaps through an inheritance, a bonus or because an investment has matured – you may be wondering what you should do with it. One of the common questions that we’re asked is ‘should I pay off my mortgage with a lump sum, or should I invest

Financial planning is essential at all stages of life. Speaking to an adviser can help you focus on your financial goals and give you the means to achieve them. But the hard work doesn’t stop once the plan is in place. It’s just as essential that you revisit your plan, and that you do so

Back in 2017, more than 35,000 term life insurance policies paid out an average of more than £78,000. Nearly every claim was paid (98%) and tens of thousands of families/beneficiaries were supported following an unexpected bereavement, to the tune of £2.79 billion. However, HM Revenue and Customs figures from the same tax year (2016/17) show

One of the reasons why pensions are an excellent way to save for retirement is the tax relief you benefit from. Yet, figures suggest that pension savers could be missing out on millions of pounds that could boost their pension fund. What is pension tax relief? To encourage workers to save for retirement, the government