In retirement

Initially, crossing the retirement finish line can feel like the final hurdle. In reality, even if you retired with a thorough financial plan, your finances don’t simply take care of themselves once you finish work.

Your retirement should be a time for fulfilling aspirations; a time to experience all the things you worked so hard to enjoy over the years. You want to travel, enjoy your hobbies, spend meaningful time with family and friends. You might also be considering the future of your loved ones after you’ve gone, and leaving behind a meaningful legacy. But where to begin?

You might be worried that you simply don’t have enough income to achieve all these things. On the other hand, the opposite may be true. Perhaps you’re wondering if you could, in fact, use more of your income. Either way, a financial plan will give you the confidence to achieve your goals in a way that is structured, secure and sustainable.

Ensuring you have enough money to live comfortably in retirement, and leave a meaningful legacy behind, can require a careful balance. We will guide you every step of the way and give you the peace of mind you’re currently looking for.

Specifically, we will:

  • Take time to understand your retirement concerns and aspirations
  • Review your current pensions, investments and savings
  • Recommend financial solutions to help you achieve your goals
  • Ensure your wealth is invested tax-efficiently
  • Help you to reduce the amount of Inheritance Tax you pay
David and Lucy – Inheritance Tax planning

After Lucy’s father died, leaving a considerable sum to his daughter, she and her husband David were able to retire. The focus of our work then turned to Inheritance Tax planning for their family.

Read more

What our clients say

Having dealt with various financial advisers in the past, both Gary and Kate give a far more personal service and explain things clearly. They take the time to understand what we want from financial planning and they have the knowledge to advise us in a variety of different aspects. Although we have only been clients from just before retirement, I would have no hesitation in recommending them to anyone of any age and we have absolutely no regrets in switching to Lifeplan.

Colin, Nottingham

A client since 2016

Lifeplan provides a friendly, professional service at reasonable cost. They are very responsive to any request I make and keep my portfolio of investments in line with my ongoing requirements. In 12 years of using Lifeplan, I have never had cause for concern.

Rob, Newcastle Upon Tyne

A client since 2006

When I retired, I wanted my capital to work for me. I was looking for a reasonable but realistic return on investment, but without a high risk. Lifeplan have provided me with just that. I have an annual review, where we have a frank discussion about current arrangements and any changes that Lifeplan may recommend. There is no jargon and things are explained in an understandable way. Plus, they are thoroughly nice people.

Harry, Newcastle Upon Tyne

A client since 2015

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Office 91, Derwentside Business Centre, Viewpoint,
Consett, Co. Durham, DH8 6BN

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