Richard Osman’s books about the Thursday Murder Club, a team of detective octogenarians, have sold millions of copies, and the team are set to hit the small screen in August. But Elizabeth, Ron, Joyce, and Ibrahim aren’t just providing entertainment; they could offer valuable retirement lessons as well. But don’t panic – solving murders in your spare time is optional.
In the novels, the group of Cooper’s Chase retirement village residents start by reviewing cold cases to keep their minds working. However, they quickly become embroiled in a live case when a new development uncovers bones from the 70s and the lead builder is killed.
As they set about getting to the bottom of the mystery, the senior citizens have plenty of pearls of wisdom to pass on to other retirees.
Embrace new relationships and dedicate time to socialising
Retirement can represent a significant change to your relationships, especially if work plays an important role in your social life. So, it’s not unusual for retirees to struggle to forge new connections or even feel lonely.
Indeed, according to a December 2024 report from Age UK, 7% of people aged over 65 are often lonely. The study noted that loneliness is linked with acceleration of fragility and increased risk of physical and mental illness.
So, dedicating time to socialising with loved ones and meeting new people could be essential for enjoying your retirement.
One of the reasons for The Thursday Murder Club’s success is the fantastic relationship between the characters. At times, they might become frustrated with each other, but they’re always there to offer support or a witty comment when their friends need them.
The team schedule regular meetings to keep their investigation moving forward, and keeping your diary filled with social engagements could be valuable for you as well.
Find something you’re passionate about
It’s never too late to try something new and discover a passion or return to a hobby you previously loved.
Former nurse and the newest member of the Thursday Murder Club, Joyce, is encouraged to join when unofficial leader Elizabeth spots her potential. Rather than being put off by unusual questions about stab wounds, Joyce joins the club and quickly finds a passion for solving puzzles.
Busy personal lives and work can mean it’s difficult to pursue hobbies. The good news is that retirement presents the perfect opportunity to explore different options and find something that captures your attention – from taking up painting classes to mentoring people in your community.
As a bonus, many hobbies offer a great way to meet new people and establish a retirement routine that works for you.
Be prepared for the unexpected
Traditionally, retirement has been associated with slowing down and relaxing. Yet, retirees today have far more flexibility and preparing for the unexpected could be beneficial.
As you might expect, plans forged by crime-solving pensioners don’t always go smoothly, from unexpected skeletons to following the wrong leads. But, by reviewing what they’ve learned as a group and adapting, the Thursday Murder Club are able to reach their goals eventually.
Planning for the unexpected may be valuable when you’re creating a financial plan as well. For example, when creating a retirement plan, you might consider how you’d cope if:
- Investment markets experienced a period of volatility that affected your pension
- You or your partner would benefit from long-term care
- High inflation leads to your outgoings rising
- Your child needed financial support.
In your day-to-day life, embracing the unexpected could present new challenges and add variety to your routine. So, next time you receive an unexpected invite or spot an event happening around the corner, why not be spontaneous?
Make a plan for your later years
Retirement is an exciting milestone, but it often comes with worries about the future, especially when you consider your later years.
A May 2025 article in FTAdviser states that a third of UK adults are worried about the cost of later-life care. As life expectancy rises, more people are likely to have to manage complex needs and could potentially benefit from support.
It can be difficult to think about the challenges you might face. However, creating a plan in case you need help could offer you greater security and ensure your needs are met.
It’s a step each member of the Thursday Murder Club has taken by moving into a retirement village that offers assistance if it’s required. Rather than view this negatively, the characters use the move as an opportunity to be part of a thriving community and enjoy this next chapter of their life.
Work with a professional when you need additional support
While the Thursday Murder Club are adept at uncovering clues and speaking to key witnesses, there are still times when they need help. Indeed, they often turn to friendly police officers Donna and Chris for insights and acquaintances with specialist skills of dubious origins.
To plan your retirement, you probably won’t need to get your hands on evidence like the gang, but you could still benefit from knowing when to contact a professional.
Managing your assets in retirement may be particularly complex, and you might be uncertain how to create an income. Working with a financial planner who understands your circumstances and aspirations throughout retirement could ease your mind.
Get in touch to talk about your retirement
Whether setting up a murder club is part of your retirement plan or not, we could help you take control of the next chapter of your life.
A retirement plan may help identify how you want to spend your time in retirement, and how to manage your assets to support such goals. Please get in touch to talk about your long-term financial plan.
Please note:
This blog is for general information only and does not constitute financial advice, which should be based on your individual circumstances. The information is aimed at retail clients only.
A pension is a long-term investment not normally accessible until 55 (57 from April 2028). The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Past performance is not a reliable indicator of future performance.
The tax implications of pension withdrawals will be based on your individual circumstances. Thresholds, percentage rates, and tax legislation may change in subsequent Finance Acts.
